A2F 2023 Survey
The A2F Survey team took to the field, watch this video to share
their experience.
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Video from the field
their experience.
Watch Video
Video from the field
their experience.
Watch Video
Nationally representative survey
EFInA launched the Access to Financial Services in Nigeria survey in 2008. Subsequent surveys were undertaken in 2010, 2012, 2014, 2016, 2018, 2020 and 2023.
The EFInA Access to Financial Services in Nigeria survey also known as the A2F Survey is nationwide and covers over 20,000 consumers. All datasets are free and can be accessed on the A2F website.
Financial inclusion
A2F is dedicated to promoting financial inclusion by providing access to financial services for underserved populations, particularly in Nigeria. This focus aims to empower individuals and small businesses that traditionally lack access to banking and financial resources.
Capacity building
This initiative is designed to equip individuals and businesses with the knowledge and skills necessary to effectively manage their finances and make informed decisions.
Support for entrepreneurs
A2F focuses on supporting entrepreneurs, particularly women and youth, by facilitating access to funding and resources. This support is crucial for fostering entrepreneurship, driving economic growth, and creating job opportunities within marginalized communities.
Themes we cover
The A2F survey captures rich data on how Nigerians manage their finances. It also captures non-financial data that is relevant across a range of development programming.
About usAccess to financial services
- Access to formal financial services.
- Access to informal financial services.
- Levels of financial exclusion.
Population characteristics
- Demographics of Nigeria Adults
- Access to infrastructure
- Access to Technology
- Means of Identification
Use of financial services
- Savings, credit & remittances
- Insurances & Pensions.
- Risk & Insurance Management.
- Use of Digital Financial Services
SDG indicators
- Access to formal financial services.
- Access to informal financial services.
- Levels of financial exclusion.
Quality of financial services
- Access to formal financial services.
- Access to informal financial services.
- Levels of financial exclusion.
Gender focused questions
- Access to formal financial services.
- Access to informal financial services.
- Levels of financial exclusion.
Beyond financial inclusion
- Access to formal financial services.
- Access to informal financial services.
- Levels of financial exclusion.
The human account
- Access to formal financial services.
- Access to informal financial services.
- Levels of financial exclusion.
EFInA
Pathway for inclusive growth
& prosperity
To care for the excluded, And the financially frail, EFInA steps forth, A beacon that will not fail.
Public goods carried, Where none venture near, Building inclusiveness, Banishing all fear.
A society prospering, Embracing all, EFInA’s mission, Breaking Exclusion’s thrall.
By Dr. Tokunbo Martins
Frequently Asked Questions
Answer you’re looking for not here? Get in touch
The A2F Survey, which stands for “Access to Financial Services,” is a nationally representative survey conducted in Nigeria. It assesses the access to and use of financial services by Nigerian adults aged 18 and above across all 36 states and the Federal Capital Territory (FCT) of Abuja.
EFInA initiated the A2F Survey in 2008 when financial inclusion was relatively unknown in Nigeria, even among bankers and regulators.
EFInA has conducted a total of seven A2F Surveys, taking place in 2008, 2010, 2012, 2014, 2016, 2018, and 2020.
The sample size has varied over the years. For example, the 2020 survey sampled 27,703 adults and included a booster sample of 1,417 15-17-year-olds.
