A2F 2026: Making financial inclusion work harder for Nigerians

More Nigerians are connected to financial services. The next challenge is to turn those relationships into stronger livelihoods, protection and financial security. Consider Rofiat, a 43-year-old single mother raising four children and running a small business. She has had a bank account for more than 20 years. It helps her receive payments, move money and […]
Beyond the Account Number: Why Reliability is the Real Frontier for Nigeria’s Financial Health

Financial inclusion in Nigeria has reached a milestone—79% of Nigerian adults, representing over 94 million people, now have access to financial services. Yet, beneath this headline figure lies a sobering reality: 52% of adults have less than a month of financial buffer if their income stops, and nearly half experienced a major economic shock in […]
From Access to Progress: Making Financial Inclusion Work for Nigerians

Imagine a small business owner who has a bank account, receives payments digitally and can access credit when cash gets tight. On paper, she is financially included. But when a family emergency comes, business sales slow down or an unexpected bill arrives, she has little savings to fall back on. She borrows to cope, rather […]
EFInA Set to Release Findings of the A2F 2026 Survey this September
Lagos, Nigeria – September 2026 – Enhancing Financial Inclusion and Advancement (EFInA) will release the findings of the ninth Access to Financial Services in Nigeria (A2F) Survey at the Official Launch event of the A2F 2026 Survey Report on 16 September 2026 in Abuja, Nigeria. The A2F Survey, conducted biennially since 2008, remains Nigeria’s most comprehensive source of demand-side data on financial inclusion, tracking how Nigerians use formal and informal financial […]
Call for Proposals Creative Consultant – A2F 2026 Survey Report Design & Visual Production
Creative Consultant – A2F 2026 Survey Report Design & Visual Production Creative Consultant – A2F 2026 Survey Report Design & Visual Production Call for Proposals Creative Consultant – A2F 2026 Survey Report Design & Visual Production EFInA is inviting proposals from experienced creative consultants and design firms for the design and visual production of the A2F 2026 Survey Report and associated materials. […]
Call for Proposals: Procurement of Technical Partner for Build-Operate-Transfer (BOT) Development of the EFInA Integrated Financial Data Lab Infrastructure
Call for Proposals: Procurement of Technical Partner for Build-Operate-Transfer (BOT) Development of the EFInA Integrated Financial Data Lab Infrastructure EFInA is pleased to invite qualified technical partners to submit proposals for the Build-Operate-Transfer (BOT) development of the EFInA Integrated Financial Data Lab. As Nigeria’s financial inclusion agenda evolves from expanding access to strengthening usage, quality, resilience, and outcomes, […]
CALL FOR PROPOSALS
CALL FOR PROPOSALS Data Collection Vendor – International Remittance Recipients Survey, Nigeria EFInA invites qualified data collection vendors to submit proposals for a nationally representative survey of international remittance recipients in Nigeria. Nigeria is the leading remittance-receiving country in sub-Saharan Africa, with inflows exceeding $20 billion in 2023. This assignment seeks to generate a comprehensive, demand-side analysis of recipients’ financial behaviours, product […]
Building Stability in a Recovering Economy

Each time new economic numbers are released, Nigerians respond with familiar scepticism. Government officials point to signs of recovery; citizens respond that their reality feels unchanged. In buses, markets, offices and group chats, the language is consistent: money feels tighter, profits thinner and planning harder. Both perspectives are correct; they simply describe different economies. Nigeria has a […]
Call for Proposals: Documentary Team on Financial Inclusion in Nigeria

Call for Proposals: Documentary Team on Financial Inclusion in Nigeria Enhancing Financial Inclusion and Advancement (EFInA) invites experienced documentary production teams to submit proposals for the production of a long-form documentary on financial inclusion in Nigeria. This documentary will capture real-life stories from individuals, communities, and/or businesses across the country, highlighting both the opportunities for financial inclusion and its transformative […]
The Invisible Adaptation Economy: How Climate Shocks Are Undermining Nigeria’s Financial Resilience

On a humid September morning, Grace Adeyemi watched the floodwaters swallow her shop in Yenagoa, Bayelsa. It wasn’t the first time. For the third consecutive year, the rains arrived with biblical fury, turning streets into rivers and sweeping away cars, goods, and livelihoods. Buildings collapsed, communities were displaced, and when the waters finally receded, Grace […]
