Beyond the Account Number: Why Reliability is the Real Frontier for Nigeria’s Financial Health

Financial inclusion in Nigeria has reached a milestone—79% of Nigerian adults, representing over 94 million people, now have access to financial services. Yet, beneath this headline figure lies a sobering reality: 52% of adults have less than a month of financial buffer if their income stops, and nearly half experienced a major economic shock in […]
From Access to Progress: Making Financial Inclusion Work for Nigerians

Imagine a small business owner who has a bank account, receives payments digitally and can access credit when cash gets tight. On paper, she is financially included. But when a family emergency comes, business sales slow down or an unexpected bill arrives, she has little savings to fall back on. She borrows to cope, rather […]
EFInA Set to Release Findings of the A2F 2026 Survey this September
Lagos, Nigeria – September 2026 – Enhancing Financial Inclusion and Advancement (EFInA) will release the findings of the ninth Access to Financial Services in Nigeria (A2F) Survey at the Official Launch event of the A2F 2026 Survey Report on 16 September 2026 in Abuja, Nigeria. The A2F Survey, conducted biennially since 2008, remains Nigeria’s most comprehensive source of demand-side data on financial inclusion, tracking how Nigerians use formal and informal financial […]
